Find out exactly how much of your House Rent Allowance is tax-free under the 3-rule minimum formula.
Enter your annual salary components
Tax-free HRA = Minimum of three rules: (1) Actual HRA received, (2) 50%/40% of Basic+DA, (3) Rent paid minus 10% of Basic+DA. If no rent is paid, no exemption.
Minimum of the three is your exemption
Exempt vs taxable split
* Tax saved estimate assumes 10% slab rate for illustration. Actual tax savings depend on your income bracket and regime choice.